5 Reasons to Use a Broker for Your Public Liability Insurance

When it comes to public liability insurance, Australia offers a wide range of options. With online aggregators, cutting out the middleman seems like a great idea. You can save on costs and can get your public liability insurance organised quickly. Unfortunately, many insurance products including public liability are rarely this simple. If you're still not convinced, here are five reasons why you should consult a broker

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The Best Value Cover

Insurance policies can be complicated, with difficult to understand terms. When your buying public liability insurance online, basing your purchase decision on price alone, can you feel confident that you've covered your risk requirements. This is where your broker will excel. Professional brokers understand insurance contracts and policies. Your broker will assess your specific risk and advise you on the level of coverage you need. Additionally, your broker may have access to specialist underwriters if you requirements don't fit into the standard profile.

Rolled into a Package Solution

While you may be shopping for public liability insurance, Perth business owners are likely to have other insurance requirements. Instead of shopping around for individual policies, your broker can create a one stop solution. Your public liability insurance can be rolled into a package with all your other insurance coverage. This not only saves research time, but it provides a single renewal date and you'll have all the supporting documents in the event of a claim.

Streamlining the Process

When you use a broker, you gain access to a dedicated client manager. Your broker will take ownership of your unique insurance needs and will act on your behalf to save you time, stress and frustration. Whether you need to organise renewals or have to make a claim, your broker will streamline the process to make your life easier.

Providing a Bespoke Service

While you're concentrating your energy on building your core business, your broker will be working on your behalf. Your broker will be searching the market for the cover that is best suited to your circumstances and situation. Every business has unique needs and research has shown that those who buy insurance direct are far more likely to be underinsured. However, your broker will provide a bespoke service, putting together options and walk you through the fine print. This will enable you to have complete confidence that you won't be caught out by any policy excesses or exclusions.

Reminders for Renewals

Finally, your broker will manage your public liability insurance renewals. When you're busy managing the day to day activities of your business, it can be very easy for renewal dates to slip under your radar. However, your broker will conduct rebroking checks as the renewal date approaches to not only ensure that your policy doesn't lapse, but that any significant factors that have changed during the year are accommodated in your new policy.

If you're in need of public liability insurance Perth based GSK Insurance is ready to help. We offer a wide variety of insurance solutions including fantastic public liability insurance deals. You'll also find our team members on hand to answer any queries to ensure that you are your business are fully protected.